Any help figuring this out would be greatly appreciated. I have a debt collector saying I owe 4grand to my old apartment company from 2015. At the time I did fall behind on rent and a payment plan was made to start getting caught up on rent. I had help from the state paying some back rent. When it became obvious that I wouldn't catch up I sat down again with my (at the time) apartment manager and he said he would forego any action to evict me and would erase any past due balance if I got out by the end of the month. So I agreed. And I did get out by the end of the month. A few years go by and I never realized it was on my criedt report until I had to get a criedt check for my next apartment. Now at the time I left, there was only 1500 or 2grand left to pay. Not 4. So I'm not sure what to do. Because I shouldn't have this much owed, let alone any at all because of what my apt manager said. I have tried disputing it multiple times with no luck. I am scared to contact the collection agency because in my state there's a law that says they have seven years to collect and if those 7 years go by without any contact from the person who owes money they can no longer seek legal action against the debitor. However if contact is made it restarts the clock for the availability of legal action. I understand the debt won't go away but I also don't want them to have the opportunity to take me to court over it. So before I take any action I am looking for some advice on what to do here. Thank you for taking the time.
Submitted December 09, 2020 at 07:41AM by craftycannible https://ift.tt/33ZVfyq
