I signed up for a Macy's credit card to get a 50% discount on an expensive item a few days ago. I don't really have any plans on actually using the card very often if at all. I'm pretty good with my money and rarely spend it on stuff that I don't need. So it's unlikely that I'm actually going to buy any more clothes within the next year.
Can I just keep the card until I decide to use it at a later date? Will I be charged a minimum amount even if I don't buy anything? Should I just cancel it now? Or is it fine to have the card open for when I eventually buy something else? I know this is probably a dumb question but nobody ever taught me any of this stuff.
EDIT: I know I'm not supposed to abandon the discussion but I just realized I gotta get to sleep for work (Im the guy who sends all your heavy christmas presents to you. Package handling at christmas time is definitely not a fun job)
Submitted December 20, 2020 at 04:28AM by Space_Cheese223 https://ift.tt/3pdvKBB
