So first, I’d have to see if she can contribute to her 401k outside of payroll. If she can, would it make sense to just throw her money every now and then so she can build up her 401k? That way she can take advantage of 3% employer match.
Otherwise, I was looking at setting up a Traditional IRA with a 2030-2035 target fund and some potentially aggressive stocks.
Then I’m assuming she can take advantage of SS upon retirement.
If I had to guess, she makes between 35-45k a year.
Any suggestions or advice here?
Edit: Ignore the part about the 401k, I’ve learned you can’t make out of payroll contributions.
Submitted November 24, 2020 at 06:54PM by goingtocalifornia25 https://ift.tt/3m30S5R
