Throwaway to avoid accidentally doxxing myself.
I have made a non-contingent offer on a condo here in Bay Area in the beginning of the month. A banker in AmeriSave promised to make the closing date happen if I sign with them. Long story short, they dragged their feet, misplaced some paperwork and as of the day before Thanksgiving, my application did not make it into underwriting yet. Since then, they went into complete radio silence, neither my agent nor myself can reach either the processor or the banker on any channel.
I understand that I have at least three more business days once the seller issues a notice to perform, and I am certain that I can negotiate an extension, but at this time I don’t even know what to expect — whether it is going to take another day, week, month, or whether they even intend to get my loan to closing. Today was the target date for the escrow closing and I can’t even get anyone in AmeriSave to answer my calls. Is there anything at all I could do? I don’t assume something like that would qualify as a reason for a CFPB complaint, even though I am miffed enough to go through with something like that.
Ps If it comes to that, I will pay cash for the condo, but I really really do not want to.
Submitted November 30, 2020 at 10:15PM by Mobile_Ad_9591 https://ift.tt/37tu4gq
