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I currently only have a term life insurance policy through work and I think I’m on the low end of recommended coverage (7-8x annual comp currently). I think I have a sizable pay bump coming and I’m considering getting a policy outside of work that would be portable just in case something where to happen to my job. Timing would be nice since I won’t miss extra money in my monthly budget. Am I on the right train of thought? Anything I’m not thinking about? Recommendations on where to shop for one if recommended (I heard AICPA has good rates but not currently a member)?

Extra details: Married, Currently have 1 toddler. Expect at least 1 more child someday. No college funds currently but will start within next year. We have a mortgage but that would easily be paid with current life policy.



Submitted November 12, 2020 at 09:01PM by MRJM_Sloth https://ift.tt/3kreSon

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