Not sure where to start or how to speak on this but here goes, just trying to get some tips.
My company matches 4% (First 3% is matched completely, 2% at half). I am able to enroll currently and am unsure to start a Roth or normal 401k. I talked to my boss about it and he was talking about how the year is about to end and I should max out a Roth first before the year ends and any leftover will go into the standard. Is it a good idea to have both? Should I do what he is saying? I already have a HYSA as my emergency and have a stock portfolio as well.
If this helps I live in California, gross 85-95k a month (7-8k per month and take home roughly 4.4k-4.8k). After my monthly expenses I have about 2-2.4k leftover. I don’t have any debts, just what I use every month on my credit cards but those get paid off in full every month. My goal is to be financially independent/stable also get into real estate as an extra stream of income down the line. If there’s any information that is needed please let me know!
Submitted November 13, 2020 at 10:55PM by billluun https://ift.tt/3kznERc
