22 with $4k
Hello all, this is my first post in this sub reddit so please be nice as I'm not familiar with reddit what so ever.
I'm a 22 year old high school drop out currently making $20 an hour landscaping. About $1500-$1900 bi weekly, dependent on amount of overtime.
I have no debt, car payments or credit cards. I have no credit score.
Currently live rent free, and will continue to for about 2 more months before I move to Bozeman Montana, where ill be paying $650 a month for rent (first months rent and security deposit already payed). Do have a job lined up, but taking a pay cut to $18 an hour in hopes of learning new skills to further increase pay down the line.
I have $4k in savings and about $750 in the stock market, mostly index funds due to lack of knowledge about investing.
My question for you guys is what should be my next move? Should I be taking steps towards certain actions? This will also be my first time living independently, so tips regarding such would also be appreciated.
I've received absolutely no financial education from any parent, adult or mentor, so i apologize if these questions seem stupid. I'm just not to sure where to go from here, but would like to try and do the right things now to avoid a lifetime of finance controlling my life.
Again, this is my first post so I apologize if I come off as a jerry.
Thanks in advance, have a wonderful day!
Submitted November 03, 2020 at 07:56PM by photodrips98 https://ift.tt/3kVlZXl
