Bought my first house with my wife a couple weeks ago and we're thrilled. The house is delightful and our mortgage was 2.5% with a credit back so we're only paying a little bit more than we did previously renting.
We have a fully funded emergency account, and between us we have about 50k in a brokerage, and 100k in retirement. We currently each max out a Roth IRA, and we both save up to the employer match on our 401k's (although not anywhere near the annual contribution limit).
After paying the mortgage and everything else, we have about $1000/month left to save. Should we prioritize putting that toward 401k accounts (without any match) or toward the brokerage? If we should grow the brokerage, what should we be saving for?
Thanks!
Submitted October 09, 2020 at 05:30PM by FelizBoy https://ift.tt/36NC90q
