I've never received a letter from a collections agency before, but I want to do everything in my power to make sure my credit isn't affected.
The short story is I canceled my Spectrum service last month and the rep told me there was nothing else I needed to do. Then I got the letter about 'equipment charges' and a modem still being in my possession. So I returned the equipment this morning and then spoke with Spectrum support again, but they said they couldn't do anything and I need to speak to the collections agency directly.
From a brief amount of research, I understand that it's best not to pay the debt as it will show up on my credit report as a paid collections account. Many opinions stated instead to dispute it.
What advice would you give me to resolve this with the collections agency with minimal impact on my credit score?
Submitted October 21, 2020 at 03:11PM by BestEvar https://ift.tt/3dMgdnT
