Hello, so my dad is 64 years old with a total debt amount of roughly ~80k and an income of 70k and he was on the phone with National Debt relief and they offered that he couldn’t get a loan because his income to debt ratio was at the 90% tile. They offered him a program of 53 months and month payments of 1,060 and that would amount to 56k.
My dad was skeptical so we decided to pause the application.
What should my dad do? Should he continue this or find a non profit debt relief program? Are there any good non profit debt relief programs that work well with Wells Fargo and discover?
Submitted October 16, 2020 at 08:29PM by koopxer https://ift.tt/3nSytka
