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This was my first time going line by line through my credit and debit account and breaking it down into groceries, restaurants, transportation etc. I’ve been saying I’ll do it for months but now, as I apply for new apartments, I knew I had to crunch the numbers.

I am upset, I can’t lie. I’ve let stuff slip through my fingers like water. But I also feel weirdly relived (and also weirdly empowered). I now know how much I spend. I can take it in hand and honestly, I could afford a nicer apartment if I place realistic expectations for my income. I have done a great job in the last 9 months paying off credit card debt as well as some student loan debt. I’m currently lurking the sub to find more info about savings accounts so if you’ve got any suggestions about it I’d love to hear it!



Submitted October 04, 2020 at 07:37PM by mzdameaner https://ift.tt/3lewEvW

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