If it matters, I live in WI. At the beginning of September, my company switched from one company covering medical/dental/vision, to two different companies covering medical and dental/vision. The dental/vision is Principal, if that matters.
The dental/vision payments didn't get made, and now Principal says my coverage was terminated at the end of September. I was never notified of this, I just saw it today when I happened to log in to my online account with them. We're a small company where the CEO/owner begrudgingly covers administrative stuff, so I don't see this as a "cash flow issues, red flag" situation... I think he just messed up because he had to make two payments instead of one.
This would not be the end of the world if I had perfect teeth, but I saw the dentist for a cleaning/perio maintenance/x-ray in October, and a claim has already been submitted for that. I'm getting a filling in November, and early next year I have 3 appointments scheduled for another round of cleaning/perio maintenance and getting the crown placed on a dental implant. So in the worst case scenario that my dental insurance stays terminated, this could cost me a lot of money.
Has anybody encountered this situation before? If so, how did it play out? My boss will cough up the cash as soon as he can get in touch with Principal, probably Monday morning. With any luck, once that happens it's water under the bridge and my insurance is retroactively reinstated... but it's hard not to worry a little, haha.
I appreciate any advice/knowledge and will try to pay it forward.
Submitted October 24, 2020 at 08:45PM by cy_kelly https://ift.tt/31HhXKi
