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Hi, so I applied for a credit card a week ago and got a letter from BofA saying they needed some more info to proceed with my application, and said I could check my credit report on Experian.

So I try setting up an account with my SS and DOB and Experian tells me that they already have an account with this information on file. Well, that's news to me. So I click "Forgot Username" and they say they're sending reset instructions to a partially redacted gmail account that I've NEVER seen and definitely isn't mine.

After a huge headache on the phone with Experian, I find that the email that used my SS and DOB to create the account belongs to my current landlord. They even set up a security question, PIN, the whole shebang using my sensitive information as the meat shield.

I filed a police report this afternoon. this is financial fraud right?

Does anyone with Experian experience know if this is typical?



Submitted October 13, 2020 at 10:22PM by babybuttercup1997 https://ift.tt/2H0uwcf

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