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Hello everyone,

I'm 19 years old part time working and full time student if that helps with any context.

I finalized the opening of my Roth IRA this week and chose the 2065 Vanguard Target Date fund to invest in, as I want to leave it alone for now. I started at $2000 and it's now down to $1970. I fully understand this is normal and nothing to be worried about; however, for the future is there any value in trying to choose better times to invest? I probably would've been better off putting the 2k in today for example, then on Tuesday when I chose to do it. I understand its bad to try to time the market long term, but will trying short term (like across a couple of days I probably could've used the Fed interest rate news to understand waiting may have helped)

I don't know. A lot of this is new to me so it's interesting to think about.

Thanks for the help!



Submitted September 18, 2020 at 09:27PM by Luke49368 https://ift.tt/33HNg83

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