Went shopping for mattresses, and the employee offered to check and see what we would be approved for if we decided to finance. We agreed, and the employee took down a lot of information (SSN, address, DOB, income, etc). He came back and said we were approved for financing.
We ended up leaving and going to a different store. A few weeks later, Credit Karma reports a 30 point hit on our credit. Then a day or two after that we get a letter from Synchrony Bank giving us our new credit card. That we never signed for or agreed to.
I called the bank immediately, cancelled the account, and explained multiple times that we did not sign up for this account, and that we were misled. We only agreed to checking to see what we could get approved for, not for actually getting a card. The rep on the phone was helpful, and got the request submitted.
I did not sign for anything nor ask for a line of credit all i wanted was a quote.
I have reported it to equifax as fraudulent.
What should i do for next steps, contact police? Im worried about my this having lasting effects on my credit
Submitted August 29, 2020 at 09:58PM by WawaWeWa007 https://ift.tt/3b97KK9
