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I have $500 a month in expendable income that I put towards various investments but now I don’t need to invest as much since I have my rainy day fund, a decent portfolio for my age, and my group are closing on our first house.

my car payment each month is 222.12/month and I’m about half way through it with about 2.5 years left of payments at 7.5% Interest. But I want to start contributing to my Roth IRA.

Would I be better off paying the car down faster or contributing to my Roth? At this point the interest on my car is only about $40 a month.



Submitted August 04, 2020 at 10:33PM by Oxigenate https://ift.tt/3ieFc4x

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