My employer 401k plan has decent low cost choices for index funds (0.05 - 0.07% expense ratio) that track SP500 in the core set of fund choices. I tend to concentrate in these types of funds and also have recently focused into some of the more higher risk "growth" oriented funds. They are institutional class.
There is also a "brokerage link" option that I've never really explored till now. No annual fee and it seems like I can get similar expense ratio index funds along with more choice of direct stocks and also playing options.
I've searched back in history for reddit specifically and couldn't find anything specific in terms of downside. Why this extra hoop for a separate "brokerage link"? Why wouldn't employer 401k plans just offer this directly as the core set of investment options for the 401k?
Submitted August 29, 2020 at 08:34PM by deltabengali https://ift.tt/3gExi31
