My mom has got it in her head that I can cosign on a mortgage without actually being a cosigner. She thinks I can magically contribute my salary and add it on to theirs so they can get a bigger home loan, but that I won't be on the loan. I have tried every which way to tell her that it doesn't matter if I'm not on the title or one of the primary borrowers, I would still be a cosigner, and I refuse to cosign a loan with them. She has it in her head that I can just take my name off a loan whenever I want. "Just put your name on the loan with us and we'll take you off it after we buy the house!" That's not how this works. How do I explain this any plainer than I already have that you simply can't do this?
Submitted July 06, 2020 at 07:59PM by overbearingphalanx https://ift.tt/3e6i4lW
