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Hello,

I have $22,000 saved in my savings account and i have $20,000 in loans at around 4%. Should I pay my balance in full or wait until current crisis is over? Maybe I can max my Roth IRA for 2020 instead now since I can access those funds in case of an emergency. Dave Ramsey states to pay off all debt and just save $1000 as an emergency fund while paying off debt. Would this make sense?



Submitted July 20, 2020 at 06:12PM by rojotoro2020 https://ift.tt/3eO6Oeo

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