I applies for a Costco MasterCard two weeks ago and got a denial letter today.
I know I have good credit as I have one cc that I pay off in its entirety four days after I make the charges, a mortgage that has never missed a payment and a joint checking account that the ex has overdraft $2000.
Divorce proceedings ongoing and I have gone through every avenue to insulate myself from that overdraft account by having the bank close all of my access to it so it's been documented that this was HIS doing and not mine.
So I check TransUnion via my bank and my score is 788. Ok, good.
But when I drill down as to what might be affecting it, it shows that my "Credit Accounts" are nine, six open accounts, three closed accounts. But the thing is that in actuality five of those accounts are "closed" with some from 20 yrs ago. The only accts I have are my bank account, cc, mortgage and joint checking.
Can someone please decipher what this means and why this would affect my credit score?
Submitted July 09, 2020 at 08:00PM by IcanByourwhore https://ift.tt/3iHgdrz
