In February 2018 I was walking back home from the train station when a truck turning left didn't see me while I was crossing the street and hit me. I wasn't the only one crossing the street when I got hit, so I wasn't doing anything stupid or insane. I got taken to the hospital, and thankfully I wasn't seriously injured - although it was a heavy Chevy Silverado, he was only moving at about 5 miles an hour (he was turning left off a stop sign), so thankfully I was able to get off with only a hairline fracture on one of my ribs and a sprained knee.
In the coming months I got letters from the ambulance company asking for my insurance info, which I of course gave them. In Pennsylvania, where I live, the law requires that any automobile-related accidents go through automobile insurance, but ultimately both my health insurance (which I get from my parents) and my car insurance (also from my parents since I share a car with them and am registered) were involved. It was initially difficult, and I got maybe 3 or 4 letters from the ambulance company over a six month period, and each time I gave them my information. I even talked to my auto insurance company about it and eventually as far as I knew everything was sorted out and I more or less forgot about it.
Fast forward to today, I noticed on my credit score that there was a collections placed on me, so I got my credit report and saw that the ambulance company is still looking for the money, despite the amount of times I'd given them my insurance information, again, for something that was not my fault. It's negatively impacting my credit score; what steps can I take to solve this and get it removed from my report? I figure I'll have to call my insurance agent and find out what to do about it, and also contact them, but I'd rather not have this negatively affect my credit score until 2025 when I've done absolutely nothing wrong. Any advice for what I should do?
Submitted June 29, 2020 at 07:33PM by acalacaboo https://ift.tt/2BTq9gp
