Hello! First post here, hopefully I'm doing this correctly.
TLDR: IRA is with Fidelity, Roth IRA is with Vanguard, non-tax-advantaged mutual funds are in Schwab. How do I manage a three-fund portfolio when everything is spread out?
I've been reading a ton on investing and have been strapping down to prepare for retirement. Here is my current setup:
- Wife has a Traditional IRA with Fidelity and we will be maxing out the annual contribution ($6,000).
- I have a Roth IRA with Vanguard and we will be maxing out here as well ($6,000).
- Non-tax-advantaged accounts in Schwab will be seeing $24,000 annual contributions to the investment account which is funding the Bogle three-fund portfolio.
- Direct deposit goes into a Chase checkings account.
I've started a three fund portfolio in the Schwab account using their mutual funds (SWTSX, SWISX, SWAGX). I'm starting with a 64%, 16%, 20% allocation, respectively, and I plan on balancing that portfolio annually so that in 20 years it's at 14%, 6%, 80%.
Submitted June 13, 2020 at 11:02PM by HHKB_ https://ift.tt/30EX8j5
