I already have two secured cards which is Discover and waiting for my OpenSky to come in. The CLs are $400 and $200 respectively. I only have an AAoA of 0.2 years. I'm trying to build up my credit from nothing. So far, so good. I wanna apply for a car loan in the near future once i get a FICO score which I don't yet.
Anyway, I have the money to afford to put on a credit builder loan. I only want it really to add the installment to my mixed accounts rather than just having revolving only from the cards. Would it be useful just for this reason? What about helping more with getting approved for a car loan later?
Submitted June 09, 2020 at 09:57PM by OmgTheyKilledButters https://ift.tt/2Yyg3cT
