I am 25 and have no concept of budgeting or saving. Even when earning $1600 a month net pay with my total bills only totaling $500 a month, I still lived paycheck to paycheck and saved nothing. I’ve always lived with family because of my money management skills. I honestly couldn’t tell you where my money went..
I now find myself desperately wanting to live in my own but I know I never will unless I shape up. I will be starting a new job with an income of about $1800 a month net pay, possibly more considering I will also be working a 2nd part time job.
Where do I start? How do I do this? I have $0 to my name. I want to save enough to move out, live on my own. I would have car insurance but no car payment, I usually eat $300 a month in food and things like phone, gym, Netflix etc total roughly to $100.
How can I learn to budget and save so I can finally improve my quality of life? How much should I be looking to spend on rent? I should note I spend most time at home Vs going out so I’m ok with spending more on my homing vs leisure.
Submitted May 12, 2020 at 08:16PM by Typical_Connection https://ift.tt/3fMpddh
