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I have an HSA. I contribute the maximum per paycheck of $80, so roughly $160/month.

I see two mental health professionals, one for $250/session that I see every other month, and another for $50/session every other week. Between the two, I’m spending $175 a month. This doesn’t include regular doctor visits, or my medications.

Eventually, if I pay myself back from my HSA because I’m paying for those expenses out of pocket, I will run out of money and end up paying mostly out of pocket anyway.

Do I have any options here? I’d like to actually have a balance in my HSA and not have to rely on my savings for preventative care. If an emergency comes up, I have significant savings, but I’d rather not use them if possible.

What can I do? If I’m not providing enough information, I can answer questions. I’d like to not run out of money. If it matters, I’m 29 years old, live with my mom (and pay rent/bills), and work 36.25 hours per week (considered full time) at a grocery store. TIA.



Submitted May 09, 2020 at 07:38PM by ctbpdx https://ift.tt/3dwKC8t

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