The balance isn't the problem, I'm worried about my credit score/history.
Several months ago I stayed in a hospital. I never received a bill or statement from them directly. I knew insurance partially denied it and I was on the hook for some amount.
Last weekend I got mail it was sent to collections. It even says the due date was yesterday on the letter.
I called the hospital. They said the last statement they sent me was "returned" to post office (i.e. I didn't get it). They said to handle balance with collections and not them.
If I pay collections will this appear on my credit score.
Should I write an appeal letter and state I never received a statement and the hospital admitted this? What good would that do me?
My problem is I don't even know what this amount is for. Is it for my several days of hospital stay, or for a certain doctor or procedure or what? It's not clear at all what the amount I'm being billed is for.
Submitted March 02, 2020 at 07:45PM by trublemaker45 https://ift.tt/2VCbrCm
