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I have a mortgage through BB&T. I'm six years into my 20 years and have made 48+ payments on time or early (according to an apparently ill timed email they sent me).

Unfortunately, due to my wife's lateness in finding a job after quitting her last one, I'm running out of funds and will be late paying this next mortgage payment. It was due Feb 1st and considered late on Feb 15th. I was able to "scrounge" up the money but won't be able to pay it until next week, since their website doesn't take split payments and their call centers are closed on the weekends.

What will my consequences be?

(EDIT: I was a bit unclear...sorry! I'm mostly interested in responses about the actual consequences...I know the situation isn't ideal already but appreciate the words of advice none the less. My wife got a job this month...her first pay check just hasn't come through yet. It will next week. Next month we will have two pay checks coming in...it is just a week too late to help this month. Hence we're not facing a sinking ship issue...just a one time missed payment. Thanks for having your hearts in the right place..but I just want to know about potential credit hits for this one occurrence. )



Submitted February 15, 2020 at 07:50PM by Blackfang321 https://ift.tt/2OYj2qM

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