I'm not talking about moving BACK in. I've never moved out. My social life is non existent and now I'm 30.
Now, I take care of the bills & groceries and my personal bills (cell phone, internet, etc) (my single mom now retired and the SS money she collects isn't enough to support)
I'm constantly battling if it is smart to CONTINUE stay with my parents "and save". If so, for how long? How much do I save? How do I know when I'm "ready" to move out or have enough? I can't think clearly anymore what is a good financial path to take here, before I make the wrong decision?
I am self employed, so much of the time I'm inside. I occasionally go out to hit the gym or sit at a coffee shop to do some work and find other avenues to bring in more income. I take home roughly about 30k a year in profits. Right now i've saved about 60k.
I feel like if i move out I'd have a social life, my own space, but no money. It would be tight even if I had my own place I'd have no money to do things and be a responsible adult. I get the snickers that at my age, as a man, I shouldn't be with my parents and it's just stressing me out. I attempted to look for an apartment and maybe arrange a co- renting space but I'm not sure if it is/isn't financially smart? Everyone I know lives with a roommate or married. I just want to live alone.
Now, the easy solution is to find a better job or another job, but it isn't that easy. My degree is useless, i have no relevant experience on my resume because i opted to be self employed and "do my own thing".
I feel like it's a lose/lose situation.
Submitted February 29, 2020 at 10:12PM by closerthanyouthinkk https://ift.tt/3cjHMUz