I am 22 and currently live with my parents and work two jobs. One is full time Mon-Fri and the other is overnight Friday and Saturdays as needed. I average around $2,500 a month and both jobs are in the mental health field. I graduated last year and I am trying to pay down my loans. I pay around $1000 a month to cover the interest. I own a 2007 Mazda with 144k miles.
My parent's house is around 45 minutes from both my jobs. Due to recent construction in the area my commute has now increased to 1 hour to 1 hour and 15 minutes. I don't have to go to the office everyday for my full time job because I mainly meet with clients in their homes which is around 30 minutes away from me. I drive around 70 miles a day due to the nature of my job, but I do get reimbursed for mileage whime visiting clients (but not my commute to and from work). The commute and constant driving is starting to affect my mental in addition to my relationship with my parents and sister.
My sister who is in high school won't talk to me unless neccessary and my dad constantly threatens to kick me out. I started to have panic attacks for the first time at the end of last year and began seeing a counselor who believes my family triggers my anxiety. I may also be diagnosed with depression.
My mom wants me to continue to live at home because I plan to go back to school January of 2021. My job will pay for my master's degree and I can move up in my field. My mom would rather have me buy a newer car because she doesn't believe my 2007 Mazda would last that long.
I'm leaning towards moving closer to my jobs. The area I'm looking has rentals for around $650-$700 a month (this includes utilities). I would be within walking distance to my overnight job and could pick up evening shifts during the week. I could most likely increase my income to $3000 a month. I could also go to my company's free gym rather than paying $20 a month.
What would you do in my situation? At the moment my only expenses are car insurance, my student loans, and gas. Everything else is paid for by my parents. I have around $15,000 in savings. I used to live alone for 3 years while in school and I was a lot happier back then.
Submitted February 27, 2020 at 08:17PM by michiharuharu https://ift.tt/32wDYuy
