I made some poor credit choices a few years back. I've had one credit card for about 5 years now (59 months, to be exact). I missed 4 payments back in the first year and now I'm trying to rebuild my poor score.
The main thing I'm focusing on is payment history. I've gotten approved for one secured credit card, which I don't plan on using much if at all. My question is should I stick with that or apply for one or two more? Over the next year or so, will having more recently opened accounts outweigh having an extra 12-24 months of on-time payment history?
Submitted February 27, 2020 at 03:50PM by ojalt https://ift.tt/2I0g7Ke
