I have $5k in cc debt that I had to stop paying on last year. I’m willing to pay off the debt if they ask for around 40% of the balance but have read on here that might end up hurting my credit more than doing nothing. I’ve never spoken to any collections agencies and believe it’s been passed on to at least a second agency by now. Just want to do what’s likely best for my credit report. Any advice?
Submitted February 19, 2020 at 08:48PM by jfunkdummy https://ift.tt/2v1f8Xl
