My partner and I are now financially stable enough that we can start thinking about paying off some of their student loans. For a decade out of school my partner was living in or near poverty and so never made any student loan payments that were not directly garnished from their wages. My partner had no information about who is holding the loans so I called their parents, who said that sometimes people will call asking about the loans. The parents have never given the callers any of my partner's contact details, to prevent their child from having to deal with debt collectors.
I would like to start paying off the loans, or at least figuring out how much is owed, but I'm afraid that by inquiring about the loans I will somehow reveal personal information that could lead to my partner being harassed by debt collectors, and I would like to avoid that. Has anyone dealt with debt collectors before, specifically for student loan debt?
Alternatively is there way that I can find out about and pay off the debt without ever having to deal with the debt collectors? I've found https://www.fool.com/the-ascent/student-loans/articles/how-figure-out-your-total-student-loan-balance/ , which suggests pulling a credit report, but I'm afraid that by doing so that I will accidentally do something to alert the debt collectors. Do I have anything to worry about?
Submitted January 24, 2020 at 09:00PM by throwaway29082309 https://ift.tt/36rcyH0
