Hey guys so I’m not sure where else to go for this kind of advice so naturally I’m asking reddit. I’ll be turning 24 next month, born and raised in Illinois and I’m sick of it. I have a cousin out in Vegas whom I visited not too long ago and decided that’s where I want to move. I’ve been working for a landscaping company for the last 4 years (longest job on resume) and managed to save up about 12 grand. I bought a new car last year (yes I know probably not the best decision considering what I’m planning) and still owe about 20 grand on it, currently the car and insurance are the only monthly costs I have ( about $430 per month).
One of my biggest concerns from moving out of state is securing the apartment without a job, I will likely have to pay first 6 months rent up front ( between 4,000 to 5,000 dollars for apartments I’ve been looking at) I’m beginning to feel worried I’m spreading myself too thin after other costs of moving down there I’ll have ripped through a pretty big chunk of my savings and I might not have even Been there for a month,
I’ve done a lot of cost of living calculators and what not and by my estimate I’ll need to make about 2100 take home every month just to keep my head above water and stay eating/ living somewhat normal, which does not sound bad especially coming from a somewhat expensive Chicago suburb. But although that’s not a lot of money I still find myself worried... will my monthly costs be higher? Am I really in a proper fiscal position to do this? One of my worst fears is coming back home broke and defeated in 6 months and I just can’t do it.
Because I do landscaping I’m currently unemployed and collecting unemployment making this a good time for me to plan something like this, on the other side of the coin I could go back to my job for a few months (starting end of February till whenever I would move) and save a few thousand more, but do I need to, will that really help me that much? I definitely see the good in doing that however moving is something I’ve wanted to do for so long and I feel like now might be the time... or is it?
Submitted January 14, 2020 at 07:05PM by earthwind_fleez https://ift.tt/3a9C9Ht
