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Hello, my husband and I have both been contributing to Roth IRAs yearly but in 2020, our joint income is over the $203,000.00 - but neither of us make over $122,000.00.

We have 3 rental properties (one of which we half own with family) and are cowoners of a gym. I am not sure if that matters but our taxes aren't exactly "simple".

Would you suggest we file our taxes as married filing separately, so that we can continue to max out our Roth IRAs? Or is there a benefit to file together as joint? It seems like doing our taxes may be more work, but am I missing anything? Thanks in advance.



Submitted January 08, 2020 at 07:42PM by startingFRESH2018 https://ift.tt/35D5ZAw

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