I feel like this is one of the common questions but I think there's more to it than the answer there gives.
Is there a handy guide/spreadsheet for comparing 'put an extra payment to my mortgage" vs "put that money in VTSAX"?
I have a 15 year fixed rate (3.125) loan in a HCOL area and, based on a review last night, I have around $1,200/mo I could theoretically put towards either option.
Is there a cross over point (based on how much extra I can put in or maybe how far along I am with paying down my principle?) where doing one for a while then switching to the other is the best choice?
Submitted January 19, 2020 at 02:26PM by formyprivatethings https://ift.tt/37cSsBi
