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Hi all,

I am 26 years old. I have a 401k through my employer that uses Fidelity. I have been letting them manage it but I have been evaluating the fees associated with all of my investment/retirement accounts. They charge an annual advisory fee of 0.30% for the first 100k in the account (I'm nowhere near that) and the fee goes down as the balance increases. I have been reading through post like:

Trying to make sense of them since I'm pretty new the self-management idea.

Many have made it seem like it is pretty straight forward to manage a 401k account. Set up allocations, then re-evaluated/re-allocate in a couple of years or so.

Is it worth managing this by myself or just leaving it with them? Thanks!

Here are my investment options:

Currently have 100% in Retirement 2060 Fund, Blended Fund Investments



Submitted January 22, 2020 at 07:06PM by mielnik21 https://ift.tt/30VWj3H

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