Hello,
I use Quicken to do budgeting, supplemented by a simple spreadsheet where I put in what my income was for the month vs how much I spent that month. In November, I should have had $1500 extra because I had an extra paycheck that month. However I didn't see it, so I determined it was because my account balance is a month behind due to primarily spending on credit cards and then paying off any amount spent that month when the statement comes out. However, it's now January and I'm still not totally sure where the money is. I should have had an additional extra $200 from last month, too. I have a feeling there's a key part of budgeting when using credit cards that I'm missing here. Could I get a bit of guidance?
Also, please refrain from budgeting advice that only consists of "stop using credit cards." That doesn't actually answer my question on how to properly budget when using them.
Thank you so much in advance!
Submitted January 03, 2020 at 07:41PM by iluvmykats https://ift.tt/2ZQ6SVh
