I started my career as a chef, then in the year 2000 I went across to BT, this is when I paid off my debt and started saving. I saved about £10'000 and then got made redundant in 2008 during the financial crisis.
Since then I went back into being a chef and my saving started to dwindle until there was nothing left. In my last job I was at what was a major hotel as my catering career was moving up.
However just before I started my girlfriend left me which meant I was homeless when I started but eventually moved into this shared accommodation which was uniquely horrific.
The new job was tough, hard work, with some unique humans. I was offered the chance to move up but with my Grandma and Mum dying and living in this god awful accommodation I was more concerned about sorting out my life.
Things came to ahead and I left the job as a breakfast chef (the lowest position) after 14 months in there. I'm now at the age of 39 with no savings and only a state pension and am concerned about my retirement.
Have you got any suggestion on the best ways for me to provide myself with a decent pension from my position at the age of 39?
I don't have any inheritance coming my way that I know of and am completely on my own.
Submitted January 13, 2020 at 08:28PM by CarlosTheBoss https://ift.tt/2tePPAk
