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FYI My credit score just hit 800, as such I have been getting offers for credit cards with 0% interest (for one year) on purchases with no annual fee. I have never had credit card debt before (aside from my statement which I pay in full every month) and want to know if charging about $1-2,000 in a single month, then paying it off over a year with no interest will affect my credit score positively or negatively.

I've been saving up to replace the floors in my house, but have been thinking that 0% interest credit card payments might be a nice way to spread out that cost.



Submitted December 21, 2019 at 07:31PM by MechMeister https://ift.tt/35IrVeu

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