So I am looking to maximizing cash back on a $8.5k purchase but my credit limit for the card I am intending on using is only $9.3k.
I have the money in cash and plan on paying it off the day of purchase. Will this affect my credit score hitting near my max, despite that I will pay it off within hours (and well before my statement is due)?
I assume it won't much, and I do not foresee any needs to apply for new loans in the next year, so I am not terribly worried, but more curious.
Submitted December 06, 2019 at 05:49PM by tophergraphy https://ift.tt/2LtSnAD
