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Are these generally decent plans The one I'm reading about looks like it has minimal fees and is with Fidelity. The exp. ratios are low for the funds and I'm planning on early retirement so I like the idea of getting funds before retirement age. But one thing I'm not quite sure about is when it says the account owner "Held in trust by the University system exclusively for participants and their beneficiaries."

Any help on what that means and if there are any risks. Thanks!



Submitted December 09, 2019 at 08:17PM by hotchemistryteacher https://ift.tt/38pJeCH

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