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i’m posting this in regards to my boyfriend because he doesn’t have reddit

i was checking my credit on annual credit report and saw i have 7 cards that my mom opened in my name that she has not paid off and it all amounts up to 1,581$. she told me about 1 but not the rest and did it without my permission. i don’t wanna take legal action but now i don’t know what to do. does this mean i’m in debt now? and have bad credit? idk anything about any of this but i know this is bad and she’ll probably never pay it off

also my total debt is 2,264$ and my credit score is 459

update:we also planned on renting an apartment within the next 2 months but is that out of the question now? my credit is terrible and my girlfriend has no credit



Submitted October 20, 2019 at 10:06PM by velvetica19 https://ift.tt/33O2ff0

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