I am trying to save money towards an emergency fund. However, I spend all my money going out for meals, drinks and with friends. Months I don't go out as much, I end up spending more time online and shopping online. Last month I spent $500 on clothes I honestly didn't need. What can I do to be more frugal? How are ways that you all incentivize frugalness for yourselves? I just have a bad self-destructive streak when it comes to finances. I think its because I grew up poor, so any time we got any money we had to spend it immediately on rent/food/necessities. Now I do the same, even though I should be saving that money my impulse is to spend it because I never learned how to save when younger.
Thanks all!
October 31, 2019 at 07:45PM
