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Looking for some general financial planning advice. My wife and I gross $205k in LCOL area and will have no problem maxing 2 Roth 401ks and an IRA for a total of $44k.

No debts besides the mortgage of $1400 leaving us about $4000 to play with each month.

We’re 30, have an 18 month old, and want to know what else we should we be doing? How set are we if we continue to max these out for 30 more years?

I know 529 and HSA are options, but I need a goal $4000 per month.

Is saving for a new home (massive upgrade) unwise? I’d really like a pickup truck. Is saving $40k for a truck bad financial planning in our situation?

Just looking for some general guidance about our situation.



Submitted September 19, 2019 at 11:36PM by 3BallCornerPocket https://ift.tt/30gfxmo

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