Hello! I have a commission based job and have always been below the max income threshold for the Roth. I recently received a bump in my base and, for this first time, have a good shot at passing the threshold to where I wouldn’t be allowed to contribute. I’d say it’s 50/50 I make it. I’ve usually maxed out my Roth in January every year. What corner am I backing myself into if I contribute and then learn I made too much? Should I wait until December 2020 to contribute/switch to a back door now? My Roth is with Vanguard if that matters. Thanks!
Submitted September 18, 2019 at 08:48PM by K_17 https://ift.tt/2IblwPq
