I have been a several accidents being that I live on south FL. One where I was at fault(he stop short and I rear ended his truck), a road rage incident where I got hit off the road for going too slow(in an active school zone) then chased her until police help arrived, and another where I was hit off my uninsured motorcycle (insurance isn’t necessary if wearing helmet in FL) by a car that had a different insurance than I did. They were at fault. I used a lawyer for every instance.
My mom is on my insurance but she has the bare minimum for her car and I have full coverage because I financing it. My last bi-annual premium had me at around $320/month and before that around $230/month for a while. But now it’s almost $500/month(2900 because I pay for 6 months usually)!
Any idea on what I can do to minimize it? If I changed insurance companies, are the claims to get my car fixed voided? I have damage all around my car(loose bumper, nicks and scratches on several Panels, hole in bumper) should I pay to fix it myself?
Edit: lots of bad grammar. I’m on my phone at work so my grammar may be atrocious.
September 10, 2019 at 07:39PM
