We both have good jobs and our money goes into the same account. I make a fair bit more than her. With our exorbitant rent and expenses paid - even eating out and factoring in holidays and things - my calculations say we should be able to save about $5k a month. We don’t though, because my wife has a shopping addiction.
We won’t always make the kind of money we earn now, and we want to buy a house soon. I’ve squirrelled away cash for the last 10 years for a big down-payment, but obviously the more we can pay on that, the better our lives will be in the future.
My wife concedes she has a problem and wants us to save. Her mom is a hoarder - wife feels shame and guilt when she buys things, but she does it compulsively. We talk about it, but I don’t want to tell her what to do.
Any suggestions? Therapy? Some kind of elaborate setup with bank accounts to limit her access to our shared funds? I love her and trust her completely, but she’s not in control of herself when it comes to money.
Submitted September 06, 2019 at 07:58PM by Burningthroughcash https://ift.tt/2ZNtF6s
