For context, I'm a sophomore in college. Some of my friends recently (within the past year or two) have opened credit cards as a way to start building credit. This sparked my curiosity, so I started doing research into all aspects of credit, including looking at some student cards. In turn, this has been a huge point of contention between myself and my parents. They vehemently disagree that I should open a credit card, while I don't really see a downside to using it to pay for my school expenses (books, supplies, groceries) and then paying it off immediately. I've already budgeted and set aside money for school expenses, so I wouldn't be spending money I don't have.
Basically, my question is this: how old were you when you opened your first credit card? When did you decide to start building credit?
Submitted August 01, 2019 at 04:57PM by lmass3 https://ift.tt/2LVhxd9
