I (25M) was in a terrible car accident (car completely totaled) about 2 years ago which left me with PTSD and a host of mental health issues. Immediately after, I replaced my car with the exact same model because I figured it "saved" me in the accident so was obviously a safe choice -- wrong. It made my PTSD much worse and constantly reminded me of the crash. Anyways, fast-forward to about a week ago and I decided I was going to get rid of it. Made the mistake of purchasing a car I always wanted (a mustang, used) at about $20k after taxes. I don't really know what I was thinking -- honestly, I really wasn't. I had never bought an expensive car like that before and know that the salesman screwed me on the price as well because I wasn't really prepared and let him talk me into it. Not only did I overpay and get screwed on my trade-in value, I financed about half the value at a high interest rate. I also under-calculated my insurance cost and that's murdering me now at about double the cost of my last car. The monthly payments are manageable at about $250/mo but I can't help but be consumed with an overwhelming sense of guilt and regret for spending so much on a car. Realistically, I can pay the remaining financed amount off within a year but the fact that I'm going to lose $5k+ trading it in really bothers me. I suppose this is a learning experience and all I can do at this point is pay it off as soon as possible. Sorry for the rant, I just feel like a really terrible/irresponsible person and don't really know what to do.
Submitted July 05, 2019 at 10:24PM by calnor8 https://ift.tt/2JpRPtJ
