I've lurked on this sub for many years, using the wonderful information I found to pay off all my debt, increase my credit score by 200+ points, and find tips for general living that helped me plan and spend my money better.
But this post isnt about me.
When I first started dating my boyfriend I realized that he started checking his phone before figuring out which card he was going to use to pay for dinner/groceries/etc. While he didnt have the checkered past I did that lead me to this sub initially, it turns out he had little idea on what he was doing financially. He had 100% on time payments but maxed out 3 credit cards and only paid the minimum each month.
So we sat down and started making plans. We figured out budgets that worked for him, hes already paid off 1 card and will have the rest paid off by the end of the year, it's a great start!
But we took it further. It turns out through USAA he was overpaying for auto insurance. We did some shopping around and found a policy that covers more but paying in full for 6 months costs less than $50 more than his old monthly did.
Look through your finances people! Shop around, budget and make plans to erase debt. It makes a difference.
Submitted July 30, 2019 at 03:52PM by EssVeeUU https://ift.tt/2YcAv5v
